Enjoyed the read. I also read the WSJ piece about skilled nursing. I found it to be heavy on why not and lite on why people consider the move. 300k moving back to OM over a 6yr period is not a 3 alarm fire. Also insurers went kicking people off plans, skilled nursing facilities were steering them to move. Which sets-up the next potential problem. What if the person is not at the end of life and needs hospitalization? Now they're back on OM. They pay the deductible and copays for Med-Part A. So, $1632 and 400 a day if hospitalized greater than 60 days. Do I sue the skilled nursing facility? Or what if I'm hospitalized on observation and after one day I'm told to go to skilled nursing? Does Medicare pay? No. So if I'm in the skilled career for 30 days and receive a 15k bill do I again sue the skilled nursing facility that set this train in motion?
Enjoyed the read. I also read the WSJ piece about skilled nursing. I found it to be heavy on why not and lite on why people consider the move. 300k moving back to OM over a 6yr period is not a 3 alarm fire. Also insurers went kicking people off plans, skilled nursing facilities were steering them to move. Which sets-up the next potential problem. What if the person is not at the end of life and needs hospitalization? Now they're back on OM. They pay the deductible and copays for Med-Part A. So, $1632 and 400 a day if hospitalized greater than 60 days. Do I sue the skilled nursing facility? Or what if I'm hospitalized on observation and after one day I'm told to go to skilled nursing? Does Medicare pay? No. So if I'm in the skilled career for 30 days and receive a 15k bill do I again sue the skilled nursing facility that set this train in motion?
Really important read, especially as we head into the last week of Medicare enrollment