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I think there's a fourth way to look at how to use money intentionally to fill our "time slots." It combines your second and third paths (side hustle and working at something you love forever) and it mitigates the risks of each. I think our kids are figuring this out, and we should take some lessons from them. They look at work more as a series of ways to impact the world and they're creating a gig economy to execute to that. They create multiple streams of income and bounce from job to job, maybe even across industries. They continue to learn by digitally reaching across divides and grabbing some from here and some from there. Sometimes, they take a sabbatical between gigs. They're not loyal to a single company or a single career path. They're smart because they may live to 100 and this is a great way to not get burned out. It mitigates the risk of one venture not working out and it mitigates the risk of outliving your passion and not being able to go full-on in a single career because of health reasons or job loss. Those of us who are older and looking toward retirement could learn a lot from this younger generation about how to live a full life after retirement and "fill our time slots" in an intentional way.

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